During crises, whether natural or personal, the risk of scams and fraud increases. While many organizations can assist you with financial difficulties or foreclosure, it’s crucial to ensure you’re dealing with a reputable entity before proceeding. Always research any unsolicited offers for help. Protect yourself by asking questions, thoroughly reviewing provided materials, and avoiding solicitations …
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A unique opportunity for homebuyers this spring
The spring season presents a unique opportunity for savvy homebuyers to get ahead in the market. While many are waiting on the sidelines for rates to drop, those who act now can reap significant benefits. Recent market trends show that inventory levels and new listings have increased, offering a wider selection of homes for buyers. …
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How Temporary Buydowns Can Benefit Homebuyers
As a homebuyer in today’s fluctuating market, you might be hesitant to commit until interest rates stabilize. However, a temporary buydown could be your secret weapon for making homeownership more affordable now while keeping your options open for the future. How Temporary Buydowns Work to Your Advantage A temporary buydown, like a 2/1 buydown, lowers …
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A Collaborative Approach to Streamline Property Sales
The Multiple Listing Service, through its collaborative approach, has streamlined property sales and increased efficiency beyond what individual agents or companies could achieve independently. This cooperative system enables more transactions to be completed in less time, benefiting both real estate professionals and their clients. These comprehensive databases, maintained by real estate professionals, provide a centralized …
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Options for When a Home Doesn’t Appraise
When a home appraises for less than the sales contract price, it can create challenges for both buyers and sellers. However, there are several options available to move forward with the transaction. One of the most common solutions is to renegotiate the sales price based on the appraisal results. In this scenario, the seller may …
Discovering why homeownership builds wealth
Homeownership has long been considered one of the most effective ways to build wealth, and for good reason. According to data from the Federal Reserve Economic Data (FRED), homes have appreciated at an average rate of 5.56% over the past 60 years, consistently outpacing inflation, which has averaged 3.7% over the same period. This significant …
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Discover indications your home is overpriced
Pricing your home correctly is crucial when you’re ready to sell, but it’s not always easy to determine the right asking price. While you want to maximize your return, overpricing can lead to a stagnant listing and potentially less money in your pocket. As a homeowner, it’s important to recognize the signs that your property …
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Understanding How Lenders Help Homebuyers
Finding your dream home is exciting, but securing the right mortgage is equally crucial for long-term homeownership. This is where a mortgage lender becomes your financial ally. They’ll help you navigate your options and determine how much you can borrow. Now, who exactly is a lender? They’re the financial wizards who provide the funds for …
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A resource that goes beyond the closing
Buying a home is just the beginning of homeownership and it’s important to have good resources for all the different things that it involves. That is why you’re going to want to keep the communication channels open between you and your agent. Follow your real estate professional on social media. Give your agent a review …
Pre-approval as a homebuyer’s second step
In today’s challenging real estate market, obtaining mortgage pre-approval is a fundamental step for homebuyers, offering a clear picture of their purchasing power. By first choosing a knowledgeable agent to work with, buyers can benefit from expert guidance in selecting the right lender and mortgage officer, ensuring they secure the best mortgage for their unique …
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Jancovech Real Estate | Austin Texas | Broker | Realtor 